How to Estimate Body Fat Without a Scan

Use a tape measure and the US Navy formula, then cross-check against a visual guide. You only need your neck, waist and height (plus hips for women). It's typically within a few percentage points of a lab scan, which is plenty for tracking progress. When you're unsure, round up: most people underestimate.

Use It in the Physique Score →
Free · No login needed · Tape measure only

Step 1: Measure

Step 2: The Navy formula

Men: 86.010 x log10(waist - neck) - 70.041 x log10(height) + 36.76 Women: 163.205 x log10(waist + hips - neck) - 97.684 x log10(height) - 78.387

Example (man): 70 in tall, 15 in neck, 34 in waist.

86.010 x log10(19) - 70.041 x log10(70) + 36.76 = 109.99 - 129.23 + 36.76 = 17.5% body fat

Step 3: Cross-check with the mirror

Match yourself to the closest description. This is the same guide built into the Physique Score.

MenWomenWhat it looks like
6-9%14-17%Stage-lean: deep abs, vascular, muscle separation. Very hard to hold.
10-12%18-20%Clear abs and definition; athletic
13-15%21-24%Abs visible in good light, or faint; fit look
16-19%25-29%Flat or smooth stomach, no visible abs
20-24%30-34%Noticeable belly or fuller hips and thighs; softer midsection
25%+35%+Rounder overall, little definition

One more quick check: if your waist is under 0.45 of your height and you can see abs in decent light, you're most likely in the low-to-mid teens (men) or low 20s (women).

Questions

How accurate is the Navy body fat method?

It's typically within a few percentage points of a lab scan. It's best for tracking change over time: measure the same way, at the same time of day, every few weeks.

Can I estimate body fat from photos?

Roughly, yes. Compare yourself to a visual guide in even lighting. Use it as a cross-check with the tape measure rather than on its own, and round up when unsure.

Why does body fat matter for my physique score?

Body fat sits mostly on the waist, so it changes every waist-based ratio. It's also needed to calculate your FFMI, which measures muscle for your height.

Put your number to work

Enter your body fat in the Physique Score to get your FFMI and conditioning grade. Free, no login needed.